M37Labs Logo
M37Labs beANeX-PAN Sovereign Fraud Prevention Model
IDENTITY SLM · CRYPTOGRAPHIC FRAUD PREVENTION · ZERO EGRESS

Catch forged credentials before they touch your ledger.

Cloud OCR reads text; beANeX-PAN verifies origin math. Offline NSDL Secure QR verification with ECDSA P-256 curve mathematics, extracting high-fidelity KYC fields in 0.36 seconds without external network egress.

01/PAN & DOB Match
100%34/34 held-out real cards
02/All 4 Fields Exact
79.4%Name, PAN, Father, DOB
03/Classification
100%No non-PAN false positives in test set
04/H100 Latency
0.36sPer card GPU inference
05/Apple M3 Pro
3.3sFast local edge execution
06/Offline Verification
ECDSANSDL Secure QR signature
THE KYC VULNERABILITY

Cloud OCR and generalist LLMs cannot catch cryptographic counterfeits.

In Indian banking, fintech onboarding, and brokerage KYC, millions of PAN cards are submitted daily. When an attacker Photoshops realistic text onto a fake PAN card, vision-only APIs extract the text cleanly and mark it genuine. beANeX-PAN verifies the encrypted NSDL Secure QR code offline using ECDSA P-256 math, catching forged credentials before they penetrate your ledger.

01 / FRAUD DETECTION

Adversarial Forgery Protection

Standard vision APIs read surface pixels without verifying origin authenticity. beANeX-PAN cross-checks visual text extractions directly against the cryptographic QR payload, exposing digital tampering instantly.

All Altered Cards Flagged in Test Set
02 / CRYPTOGRAPHY

Offline NSDL ECDSA Signature Check

Validates the elliptic curve signature embedded in modern NSDL Secure QR codes without calling government servers, avoiding network downtime, API rate limits, or external credential leakage.

ECDSA P-256 Curve Verification
03 / SOVEREIGNTY

Zero Cloud Egress & Compliance

Executes 100% on-premises in your secure VPC, Kubernetes cluster, or branch edge kiosks. Sensitive customer PII never leaves your corporate perimeter, satisfying stringent RBI and DPDP statutory mandates.

0.36s H100 / 3.3s Apple Silicon Latency
CORE ARCHITECTURAL ADVANTAGES

Why beANeX-PAN? Five Core Innovations.

Engineered specifically to solve real-world KYC failure modes, digital forgery, and regulatory PII compliance.

ECDSA P-256 VERIFIED

Cryptographic QR Cross-Check

Decodes and verifies NSDL Secure QR elliptic curve signatures completely offline. Visual OCR fields are matched character-for-character against the signed payload, flagging digital alterations instantly.

Offline NSDL Public Key MathValid Signature
Mathematical ProofZero third-party API dependencies
100% PAN & DOB MATCH

Empirical Held-Out Card Accuracy

Tested against 34 held-out real physical PAN cards spanning multiple card versions, camera angles, lighting conditions, and folds. Correctly extracted PAN number and Date of Birth on 34 of 34 cards.

79.4% exact 4-field match (Name, Father, PAN, DOB) across noisy physical scans
34/34 Cards VerifiedZero alphanumeric hallucinations
DPDP & RBI

Zero Cloud Egress

Executes strictly inside your isolated banking network. Customer financial PII never leaves your corporate perimeter, satisfying data localization laws.

Air-Gapped & On-Premise Native
SUB-SECOND

0.36s H100 / 3.3s Apple M3

Lightweight vision-language architecture enables real-time branch onboarding and automated loan approval queues without waiting for external API queues.

CPU & GPU Mixed Execution
100% REJECTION

No False Positives in Test Set

Trained to reject non-PAN documents like Aadhaar, driving licenses, utility bills, and blank sheets with no false accepts in our test set, helping prevent pipeline poisoning.

Deterministic Classification Layer
INTERACTIVE VERIFICATION SUITE

Live Scenario Inspector & Telemetry

Test how beANeX-PAN handles real valid PAN cards, digital Photoshop alterations, extreme mobile glare, and non-PAN rejections.

Verdict:GENUINE
Confidence: 99.4%Latency: 0.36s (H100)
INCOME TAX DEPTPAN VERIFICATION
NAMEVIKRAM RAJESH SHARMA
FATHERRAJESH ANAND SHARMA
DOB14/08/1989
PAN NUMBERABCPS1234F
Verification Diagnostic Log
  • Visual PAN format strictly adheres to Income Tax regex pattern [A-Z]{5}[0-9]{4}[A-Z].
  • NSDL Secure QR successfully decoded offline using ECDSA P-256 public key.
  • 100% field consistency: Name, PAN, Father's Name, and DOB in QR match visual OCR exactly.
  • No typography alteration or visual artifact anomalies detected.
ECDSA Valid: YESApple M3: 3.28s
Structured JSON Response
{
  "status": "SUCCESS",
  "document_type": "PAN_CARD",
  "verdict": "GENUINE",
  "genuineness_score": 0.994,
  "fields": {
    "pan_number": "ABCPS1234F",
    "cardholder_name": "VIKRAM RAJESH SHARMA",
    "fathers_name": "RAJESH ANAND SHARMA",
    "dob": "14/08/1989"
  },
  "cryptographic_verification": {
    "qr_present": true,
    "qr_type": "NSDL_SECURE_QR_V2",
    "ecdsa_signature_valid": true,
    "public_key_fingerprint": "NSDL-P256-ROOT-2021",
    "qr_ocr_mismatches": []
  }
}
Format: Valid JSON PayloadZero Cloud Latency
M37Labs Enterprise AI Computing Lab
100% BEHIND FIREWALL · ZERO DATA EGRESS · BUILT FOR RBI & DPDP

Zero-egress financial identity verification.

0.36s on H100. 3.3s on Apple Silicon. Offline ECDSA verification. Deploy beANeX-PAN directly inside your secure VPC, on-prem banking servers, or branch kiosks without exposing financial PII to public clouds.